File for social security retirement

Learn more about what we are doing to help prevent fraud and understand what steps you can take to help minimize your own risk. Sign up to get helpful Social Security information, announcements, and tips sent directly to your email inbox. Update on Our Reentry Plans. Learn about Emergency Assistance for Homeowners and Renters. Retirement Benefits. Ready To Retire? Our online application makes it easy to apply for benefits.

Benefits are reduced for age Your monthly benefits will be reduced if you start them any time before full retirement age. Working while you receive benefits If you elect to receive benefits before you reach full retirement age, you should understand how continuing to work can affect your benefits. Delayed retirement credits Delayed retirement credits may be added to your benefits if they start after your full retirement age. Life expectancy If you live to the average life expectancy for someone your age, you will receive about the same amount in lifetime benefits whether you choose to start receiving benefits at age 62, full retirement age, age 70 or any age in between.

More than one in three 65 year olds today will live to age 90, and more than one in seven will live to age Social Security benefits, which last as long as you live, provide valuable protection against out living savings and other sources of retirement income.

Again, you will want to choose a retirement age based on your circumstances so you will have enough income when you need it. Below are the steps on how to use their online system to fill out and submit your application for retirement benefits:. After you completely fill out the application, they will ask you to confirm the truthfulness of the answers to the best of your knowledge, under penalty of perjury, and your response will be recorded.

You can be held liable for intentionally providing false or misleading information. However, if you choose to apply for benefits more than two months in the future, you will not be able to check the status of your application until one month before you start receiving benefits. For security reasons, there are time limits for viewing each page. You will receive a warning after 25 minutes without doing anything, and you will be able to extend your time on the page.

After the third warning, you must move to another page or your time will run out and your work on that page will be lost. Once they have received your application, they will then review it. After the review, they will contact you if any additional information is needed or if they need to see your documents.

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Frequently Asked Questions Comments and Questions. Apply for Retirement Benefits We may need to see certain documents to complete your application. The documents we may ask for are: Your original birth certificate or other proof of birth [ more info ] You may also submit a copy of your birth certificate certified by the issuing agency. Proof of U.